Legal

Privacy Policy

Effective Date: March 1, 2026

We collect

Contact details and technical data collected when you visit our website.

We don't sell

We never sell, rent, or trade your data to any third party, ever.

We retain

Data is retained only as long as necessary to fulfil the purposes in this policy.

Your rights

You can request access, correction, or deletion of your data at any time. We respond within 30 days.

01

Who We Are

Spoky values your privacy. This policy explains how we collect, use, and protect information when you visit our website at spoky.ai. This policy covers our website only — the handling of data processed through our platform on behalf of financial institution clients is governed by separate Data Processing Agreements entered into with those clients directly.

02

Information We Collect

When you visit our website, we may collect the following:

  • Contact information — name, email address, and company name if you submit an enquiry through our contact form
  • Technical data — IP address, browser type, device information, and pages visited, collected automatically via analytics tools
  • Cookie data — information collected via cookies and similar tracking technologies, subject to your consent
03

How We Use Your Information

We use information collected through this website to:

  • Respond to enquiries submitted via our contact form
  • Understand how visitors use our website and improve its performance
  • Comply with applicable legal obligations

We do not use information collected through this website for advertising or profiling.

04

Data Retention

We retain contact and website analytics data for as long as necessary to fulfil the purposes described in this policy, or as required by applicable law.

05

Sharing & Disclosure

We do not sell or rent your data. We may share information with:

  • Service providers — third-party vendors who help us operate the website (e.g. cloud infrastructure, analytics), bound by confidentiality agreements
  • Legal authorities — where required by applicable law, court order, or regulatory directive
  • Business transfers — in the event of a merger, acquisition, or asset sale, subject to equivalent privacy protections
06

Cookies & Tracking

Our website uses cookies and similar technologies to understand how visitors use the site and to improve performance. We use a consent management platform to obtain your consent before placing non-essential cookies.

You can manage or withdraw cookie consent at any time through the cookie settings banner. Strictly necessary cookies cannot be disabled as they are required for the site to function.

07

Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal data we hold about you
  • Request correction of inaccurate information
  • Request deletion of your data, subject to legal retention requirements
  • Withdraw consent where processing is based on consent

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

08

Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our services or applicable law. Changes will be reflected with a revised Effective Date. Material changes will be communicated to active clients by email.